Created the Verve Card Brand
Scaled from 0 to 42M+ users across 6 African countries
but most people call me Tobi.
I’m a fintech strategist, board director, and digital transformation leader with over 20 years of executive experience driving innovation, inclusion, and impact across Africa, North America, Asia, and the Caribbean.
From pioneering Africa’s first indigenous payment card to transforming a five-year loss-making bank into a $65M revenue-generating digital lender, my career has been rooted in turnaround leadership, agile execution, and human-centered innovation.
I’ve led organizations through complex transformations, overseen budgets over $500 million, and built scalable fintech ecosystems across multiple emerging markets. But beyond the boardrooms and bottom lines, what drives me is transformation — of people, systems, and possibilities.
I believe technology is a tool for purpose, not just for profit. My mission is to:
Whether working with government stakeholders, multilateral institutions, or underserved communities, I bring the same focus: “Clarity of vision. Depth of execution. Commitment to lasting change.”
Scaled from 0 to 42M+ users across 6 African countries
Achieved through digital transformation at Renmoney
from $40M to $133M in 12 months
On mobile platforms at Standard Bank
Across Africa, Asia, Europe, and North America
For banks and fintechs in Kenya, Mauritius, Cambodia
At leading summits across fintech, leadership, and inclusion
Harvard Business School
Bosh Leadership Foundation
Integrity. Innovation. Inclusion. Impact.
These aren't just buzzwords — they define how I lead, serve, and build. Whether mentoring a young woman through Project 12:21:100, advising a fintech startup, or guiding a boardroom conversation on risk and governance, I aim to embody:
Visionary but practical leadership.
Respect for people, culture, and process.
The courage to challenge, the grace to listen.
A commitment to leave every space better than I found i.
I’m open to opportunities that align with purpose-driven innovation — from speaking engagements and board appointments to cross-sector collaborations that scale impact.