Created the Verve Card Brand
Scaled from 0 to 42M+ users across 6 African countries
but most people call me Tobi.
As a CEO, Board Director, Transformation Expert, Fintech Strategist, and Digital Transformation Leader, I help organizations reimagine what’s possible aligning innovation with inclusion, turning complexity into clarity, and ideas into scalable impact. With over two decades of executive leadership across Africa, North America, Asia, and the Caribbean, my work is at the intersection of financial technology, agile strategy, and human-centered innovation..
From launching Africa’s first indigenous payment card to turning around a five-year loss-making bank into a $65M digital success story , I’ve led high-stakes transformations that blend bold vision with disciplined execution. I’ve managed portfolios exceeding $500 million , built fintech ecosystems across emerging markets, and guided institutions through mission-critical pivots that shaped their futures.
Today, I advise boards, partner with CEOs, and guide executive teams navigating digital disruption, financial inclusion, and growth in emerging markets. Whether designing inclusive fintech platforms, executing turnaround strategies, or scaling innovation at the enterprise level, I bring a strategic lens rooted in results and relevance.
Leading end-to-end fintech innovation and enterprise transformation across diverse markets, with a proven track record in digital lending, payments, and ecosystem design.
Beyond the boardroom, I champion inclusive finance, sustainable innovation, and leadership that moves communities forward. I believe Africa’s fintech future will be shaped by those who dare to lead with both heart and rigor.
Because at the core of every transformation is a simple principle: When we design for people, we build for lasting impact.
I believe technology is a tool for purpose, not just for profit. My mission is to:
Whether working with government stakeholders, multilateral institutions, or underserved communities, I bring the same focus: “Clarity of vision. Depth of execution. Commitment to lasting change.”
Scaled from 0 to 42M+ users across 6 African countries
Achieved through digital transformation at Renmoney
from $40M to $133M in 12 months
On mobile platforms at Standard Bank
Across Africa, Asia, Europe, and North America
For banks and fintechs in Kenya, Mauritius, Cambodia
At leading summits across fintech, leadership, and inclusion
Harvard Business School
Bosh Leadership Foundation
Integrity. Innovation. Inclusion. Impact.
These aren't just buzzwords — they define how I lead, serve, and build. Whether mentoring a young woman through Project 12:21:100, advising a fintech startup, or guiding a boardroom conversation on risk and governance, I aim to embody:
Visionary but practical leadership.
Respect for people, culture, and process.
The courage to challenge, the grace to listen.
A commitment to leave every space better than I found i.
I’m open to opportunities that align with purpose-driven innovation — from speaking engagements and board appointments to cross-sector collaborations that scale impact.